What is this insurance?
Insure your home, furniture and household appliances, choosing risks and liability limits yourself.
What does the insurance cover?
Basic coverage
Reimbursement of the costs of material damages that occur as a result of a covered risk.
Fire
- fire, including directly caused by a short circuit;
- direct lightning strike;
- explosion and implosion;
- impact, fall of a manned aircraft body, its parts or cargo.
Additional covers
For better coverage extend your insurance with one or more additional Clauses.
Each additional cover is selected only in combination with the main one.
Natural disasters and other risks
- storm, hail, torrential rain, flood;
- impact or weight damage from natural accumulation of snow and/or ice;
- frostbite (freeze);
- landslide or collapse of earth layers;
- damage from the action of groundwater or sea waves;
- water leakage;
- damage from impact of a road vehicle or animal.
Theft
- Theft burglary;
- Тechnical theft.
Robbery
- Robbery illegal appropriation of insured movable property by third parties.
Malicious actions of third parties
- vandalism, detonation or arson.
Glass breakage
- accidental glass breakage.
Short circuit or electric shock
- short circuit and electric shock;
- induction by electric current in the transmission network.
Earthquake
- damages caused by an earthquake.
Civil liability to third parties
- damages caused to third parties arising from the insured property.
Expedient expenditure required
- the costs incurred by the insured to reduce damages as a result of an insured event.
Where does the insurance apply
At the address of the insured property on the territory of the Republic of Bulgaria.
Insurance conditions
What is the duration of the Insurance cover?
For a period of one year.
What is the sum insured?
It is determined based on the actual or replacement value of the property
Necessary documents for taking out insurance:
- Questionnaire
- Inventory of the insured property (if one has been drawn up)
- Other documents – additional documents requested by the insurer in connection with the issuance of a policy or an addendum to it
Other insurances suitable for you
Мandatory insurance for every motor vehicle registered in the Republic of Bulgaria
Insure your motor vehicle against total loss or partial damage.
We refund paid sums in case of cancellation of your tourist or business trip.
The insurance is aimed at domestic electricity households in the territory of the ERM Zapad Networks (ЕРМ Запад) and provides insurance coverage for household electrical appliances located at the electricity supply address.