What is this insurance?
Mandatory insurance for certain professions, defined in the Ordinance on compulsory insurance of workers and employees for the risk of "occupational accident".
The insurance is also suitable as a voluntary choice of the employer for all employees.
What does the insurance cover?
Basic coverage
We reimburse costs and benefits related to the risk of "occupational accident" to workers and employees.
Pursuant to Art. 55, para. 1 of CSR
Any sudden damage to health occurred during and in connection with or on the occasion of the work performed.
Covered risks:
- Permanently reduced working capacity;
- Temporary incapacity;
- Death.
Additional coverage
We recommend that you extend your coverage with one or more additional covers.
Each additional cover is selected only in combination with the main one.
Meaning of Art. 55, para. 2 of CSR
Any sudden impairment of health during the usual journey to or from the place of work to:
- the main place of residence of the insured;
- the place where the insured usually eats during the working day;
- the place to receive rewards.
Household accident
- Any sudden damage to health outside working hours and place.
Where does the insurance apply?
On the territory of the Republic of Bulgaria and abroad.
Insurance conditions
What is the duration of the Insurance cover?
For a period of one month to one year.
What is the sum insured?
Sum insured for one person is 84 times the amount of the individual's gross monthly salary at the date of conclusion of the policy.
Necessary documents for taking out insurance:
- Questionnaire - proposal
- List of insured persons (for a group policy)
- Declaration of the health status of the insured person (only for persons aged 65 and over)
- Other documents - additional documents requested in connection with the issuance of a policy or an addendum to it
Terms used:
CSR - Social Security Code
Other insurances suitable for you
We provide insurance coverage to the employer for property and non-property damages caused to his employees, occurred during or in connection with their work duties.
Insure your property used for business, production or administrative activities.
Insure your property from damages occuring during construction, reconstruction or installation.
We reimburse medical expenses related to services and health goods in terms of Outpatient and Inpatient medical care.