'The Expert Talks' Series Ep. 8

Autumn is upon us before we know it, the children are heading back to school, and we are becoming more active and busy. But how can we protect ourselves from unforeseen situations that might disrupt our daily lives? Manuela Veleva, Senior Insurance Expert for Travel Assistance and Accident Insurance, will tell us in episode 8 of the series "The Expert Talks"

     1.How do we choose the most suitable Accident Insurance for us?

Depending on when we want to be best protected. Whether only during sports or at all times. Accident insurance can come with extended coverage to meet the needs of the insured person, not only in their daily life but also when they are playing sports or engaging in their hobbies.

     2. Will all expenses related to a potential illness be covered by the "Accident and General Illness" insurance?

 Of course not. As with any insurance, the insurer has exclusions, most commonly chronic and pre-existing conditions, among others. It is recommended that if the client has a specific condition and wants to purchase this type of insurance, they should first check whether their condition is an exclusion or a covered risk.

     3. Does the "Accident Insurance for Students, Children and School Staff" cover accidents that occur outside the educational institution?

Yes, the "Accident Insurance for Students, Children, and School Staff" provides 24-hour coverage, including all forms of extracurricular activities, camps, field trips, and during vacations. The insurance is group-based and is suitable for children, students, teachers, administrative staff, and support personnel from educational and childcare institutions.

     4. What are the most common accidents that occur in schools?

Children, especially younger ones, are extremely free-spirited, headstrong, and energetic. Unfortunately, we can't always be there to protect them from accidents, so incidents often occur at school during sports or playtime. Common accidents include fractures and sprains.

     5. Can we take out an "Athlets and sports clubs insurance" if we do not practice sports at a professional level?

 Yes! The "Athlets and sports clubs insurance" is a product specifically designed for individuals involved in sports at both professional and amateur levels. This product covers everyone from children in preschool who engage in sports to members of various clubs and organizations, as well as individual athletes.